PNB ESSENTIALS MASTERCARD
With PNB Essentials Credit Card, you get a flexible, convenient, all-around card that gives you the benefits needed for your everyday spending. Get more value from your daily expenses as you earn 1 Rewards Point for every ₱55 charged to your card. Use these points to redeem Cash Credits and have it credited directly to your account, or exchange your points for Mabuhay Miles. You can also use your card to purchase airline tickets to receive free travel insurance coverage worth up to ₱1M. This also covers other travel-related concerns such as flight delay, lost luggage, and more.
TRAVEL
If you opt for Mabuhay Miles, ₱55.00 is equal to 1 point or 1 Mabuhay Mile. A minimum block of 2,000 points is required for initial redemption. Succeeding redemptions can be made in blocks of 100 points
INSURANCE
- Enjoy 90 days of warranty against accidental damage or theft in your purchases
- Enjoy FREE travel insurance if up to ₱1M when you charge your fare to your PNB Credit Card
SHOPPING
Earn 1 point or 1 Mabuhay mile for every ₱55.00 spend

